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Transaction Lifecycle Simulator

Follow one card purchase from authorisation to hold, posting, settlement, and reversal while ledger and available balances change separately.

AuthoriseHoldPostSettleReversetxCustomer Accountledger €1,240available €1,240Lifecycle Stateauthorisation requestedcustomer view changes by stateSettlement Viewnonebank-to-bank obligationThe first question is whether the transaction may proceed now.
Step 1 / 5Card swipe creates an authorisation request

The terminal asks the bank for permission. No final money movement has happened yet.

Arrow keys to navigate · R to reset

Tap dots to jump to any step

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